In the event that a customer slips and falls or an employee has an accident that results in property damage to a customer, a commercial general liability coverage will shield your company from both bodily harm and property loss. Additionally, a commercial general liability policy will shield your organization from advertising-related harm, such as slandering another individual or business.
The general liability coverage will cover the cost of any lawsuits brought against your company, as well as any associated administrative charges, court costs, and settlements.
Construction, General Contractors, Development Projects, Garage Liability, and Pollution Liability
The general liability coverage will cover the cost of any lawsuits brought against your company, as well as any associated administrative charges, court costs, and settlements.
Construction, General Contractors, Development Projects, Garage Liability, and Pollution Liability
Businesses, together with their buildings, tools, inventory, furniture, and personal belongings, are protected by commercial property insurance.
If your company property is destroyed or damaged, it can cover the expense of replacement or repair.
Office buildings, lodging facilities, banks, shopping malls, and homeowners associations and condominium associations
If your company property is destroyed or damaged, it can cover the expense of replacement or repair.
Office buildings, lodging facilities, banks, shopping malls, and homeowners associations and condominium associations
Employees are covered by worker's compensation insurance against illnesses or injuries brought on by their jobs. Workers' compensation insurance will pay for ongoing medical costs as well as, in certain situations, a portion of lost wages. In Florida, if you have employees, you must have worker's compensation insurance, depending on the nature of your company.
Customers have the right to demand that you pay for any financial losses they may have incurred as a result of an error in your professional service. If you or your business make a mistake while providing professional services, professional liability insurance helps shield you and your business. An alternative name for this is mistakes and omissions insurance.
When delivering a contract to the seller on behalf of the buyer, for instance, a realtor may neglect to include a contingency clause. Additionally, the buyer can be forced to proceed with the transaction due to the realtor's mistake if the contingency does not materialize. In this situation, the professional liability insurance of the realtor will kick in.
When delivering a contract to the seller on behalf of the buyer, for instance, a realtor may neglect to include a contingency clause. Additionally, the buyer can be forced to proceed with the transaction due to the realtor's mistake if the contingency does not materialize. In this situation, the professional liability insurance of the realtor will kick in.
You absolutely need cyber liability insurance if your company uses computers or takes credit cards. First party coverage is a feature of cyber liability insurance that would protect your business. Costs related to ransomware, cyberattacks, forensic analysis, business interruption restoration, reputational damage, and other incidents will be covered by this insurance.
The company should have inland marine coverage if the insured possesses valuable or mobile goods, materials, or equipment. When an insured risk damages portable commercial property, inland marine insurance covers the cost of replacement or repair.
If someone alleges that a product you manufactured, sold, or distributed resulted in harm or property damage, product liability insurance may be able to assist with your legal costs.
It's possible that your company isn't aware that you sold a faulty item.
A client can allege that your company gave them correct instructions that were harmful or insufficient.
A customer who is dissatisfied with the product may sue you; even if they are unsuccessful, you will still have to defend yourself.
It's possible that your company isn't aware that you sold a faulty item.
A client can allege that your company gave them correct instructions that were harmful or insufficient.
A customer who is dissatisfied with the product may sue you; even if they are unsuccessful, you will still have to defend yourself.
Claims against your company resulting from the sale or service of alcoholic beverages will not be covered by general liability insurance. The liquor liability exclusion eliminates such claims. Liquor liability insurance is necessary for any company that sells or provides services involving alcohol. Liquor liability coverage is a must for anyone with a liquor license.
Business interruption insurance helps replace lost income and pay for extra expenses when a business is affected by a covered peril.
Business interruption Insurance covers
– For lost income from the destroyed merchandise (minus expenses you may have already paid, such as shipping).
– For extra expenses if you must temporarily relocate your business because of the fire (for example, the cost of rent at the temporary location).
Business interruption Insurance covers
– For lost income from the destroyed merchandise (minus expenses you may have already paid, such as shipping).
– For extra expenses if you must temporarily relocate your business because of the fire (for example, the cost of rent at the temporary location).
If you are using your vehicle for your business purposes you may want to consider having a commercial or the insurance. Even if you’re using a four-door sedan or a large truck the commercial auto insurance maybe in the right coverage for you. A commercial auto insurance will protect your business against claims that were cause while the vehicle being used for business purposes.
The employment procedure is a challenging one with numerous intricate rules to adhere to. A small business might not have a large enough human resources department to do everything as needed. Your company will be shielded from lawsuits including wrongful termination, discrimination, sexual harassment, retaliation, and other issues by employment practices liability insurance.
For instance: A consumer may sue your company for damages if two individuals fight with fists at your place and someone is hurt. Policies that cover assault and battery assist shield your company from the risk of violent altercations between patrons.
Actual Clients We Provided Insurance Coverage For
Manufacturing Business
Service Business
Restaurant / Food Service Business
Retail / Wholesale Businesses
