Employer Liability Insurance

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Do You Have Employees?

It is mandatory for employers operating in the State of Florida to offer workers’ compensation insurance to their employees. The type of industry, number of employees, and entity organization all influence the specific employer coverage requirements. The Bureau of Compliance provides the following information to help assess coverage needs for a particular company.

One (1) or more workers in the construction industry, including the company’s owner, who are corporate officers or members of a Limited Liability Company (LLC).

Four (4) or more workers, including firm owners who serve as corporate executives or Limited Liability Company (LLC) members, are classified as non-construction industry employees.

Coverage Categories We Offer

πŸ§‘β€πŸŒΎ Agriculture & Landscaping

Farms

Nursery Employees

Drivers (Landscaping, Gardening, Irrigation Work)

Irrigation Operations

🧡 Textiles & Manufacturing

Yarn or Thread Manufacturing

Wool Spinning & Weaving

Silk Thread or Yarn Manufacturing

Textile Fiber Manufacturing

Hosiery Manufacturing

Carpet or Rug Manufacturing

Textile Bleaching, Dyeing & Finishing

πŸ₯© Food Processing

Meat Products Manufacturing

πŸ‘ž Footwear & Apparel

Shoe Stock Manufacturing

Boot or Shoe Manufacturing

πŸͺ‘ Wood & Furniture

Furniture Stock Manufacturing

Furniture Assembly

Carpentry Shops (Including Drivers)

Woodenware Manufacturing

Piano Manufacturing

🧰 Metals & Industrial Goods

Pipe & Tube Manufacturing

Cutlery Manufacturing

Hardware Manufacturing

Spring Manufacturing

πŸ”Œ Electrical & Mechanical

Electrical Apparatus Manufacturing

Machinery Manufacturing

Engine Manufacturing

πŸ’ Specialized Goods

Jewelry Manufacturing

Sign Manufacturing

πŸ”§ Wire & Cable

Wire Drawing

Cable Manufacturing

Construction & Skilled Trades

Drywall & Plasterboard Manufacturing

Door & Window Frame Installation

Tile, Stone & Mosaic Work

Interior Finishing Services

Carpentry, Glazing & Drivers

Carpet & Flooring Installation

Plastering Services

Sheet Metal Work

Swimming Pool Construction

Paving & Flooring Services

Plumbing Services

Electrical Wiring in Buildings

HVAC Installation & Maintenance

General Contracting & Executive Oversight

Excavation & Site Preparation

Drainage System Construction

Fence Installation

Drilling Services

🏭 Manufacturing & Industrial

Pottery & Ceramics Manufacturing

Glass Distribution & Sales

Paper Production

Plastic Goods Manufacturing

Pharmaceutical & Medicine Preparation

Sheetmetal & Structural Fabrication

🧰 Technology & Equipment Installation

Office Equipment & Appliance Installation

Electrical System Integration

πŸš› Transportation & Utilities

Bus Companies & Drivers

Marina Operations & Drivers

Water Utility Services (Waterworks)

🍺 Retail & Distribution

Beer Wholesalers & Dealers

Commercial & Retail Businesses

Grocery Stores

Furniture Stores

Building Material Dealers

Lumberyards

Gas Stations

Auto Garages

Auto Body Repair Shops

Warehouses

🎯 Professional Services

Engineers & Architects

Real Estate Appraisers

Insurance Agencies

Accountants & Auditors

Inventory Counters

Clerical Services

Real Estate Management Firms

πŸ§‘β€πŸ”§ Technical & Specialized Services

Burglary Alarm Installation & Repair

Radio & TV Broadcasting

Janitorial Services

Building Operations & Maintenance

🏘️ Community & Social Services

Group Homes

Social Services Organizations

🍽️ Hospitality & Entertainment

Hotels

Restaurants

Fast Food Outlets

Bars & Discotheques

Bowling Alleys

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