Contractor Equipment Insurance Florida

Contractor Equipment Insurance Florida: Tools, Machinery & Inland Marine

Contractor equipment insurance Florida contractors need covers your tools, machinery and equipment on the job site, in transit and in storage — theft, vandalism, storm damage and accidents. Birol Insurance Group is an independent agency headquartered in Fort Lauderdale writing inland marine and equipment floaters for trades across Florida, from roofers and electricians to general contractors.

Covered equipment may be owned and rented, leased or borrowed. Items typically insured under a contractors equipment policy include bulldozers, power shovels, loaders, graders, backhoes, forklifts, pavers, compressors, pumps, and numerous other items of a mobile or portable nature. Policies are backed by “A” rated carrier known for its positive claims handling.

Residential Projects We Insure

Installation

• Cabinets and countertops
• HVAC units
• Roofing
• Plumbing
• Tile or floor work

New Construction

• Custom, modular and tract homes
• Apartments and condos (1 – 4 units)
• Duplexes
• Detached garages
• Outdoor living spaces

Home Remodeling

• Bathroom and kitchen improvements
• Building additional stories
• Ground-floor additions
• Removing load-bearing walls

Commercial Projects We Insure

New Construction

• Apartments and condos (5+ units)
• Convenience stores and gas stations
• Dealerships
• Hotels
• Office buildings
• Retail and grocery stores

Remodeling

• Hotel guestroom improvements
• Office interior upgrade
• Outdoor dining space opening
• Retail store expansion
• Storefront makeover

Installation

HVAC or boiler systems
• Motors and blowers for water treatment plant
• Playgrounds
• Asphalt and concrete
• Turf for recreational field

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